Our Charitable Objects

As defined since 1851 the objects of the RMF are:

A)  "to provide pensions for registered medical practitioners of the United Kingdom or individuals who have been such practitioners and their widows or widowers in reduced circumstances."

On the whole, RMF awards act to supplement a shortfall in income over expenditure; they are usually paid direct into the beneficiary's bank account or to the nursing home, where applicable.

The original reasons for assistance in former times, namely 'reduced circumstances', has been replaced in today's world by the criteria of 'financial hardship and distress' . This comes in many forms and each application to the RMF is therefore assessed and considered individually.

Insufficient pension to cover basic needs can arise when a career is cut short by physical or mental frailty, chronic illness or disability, suspension from the GMC, addiction, accident or political instability abroad.

B) "to provide annuities or occasional financial assistance to registered medical practitioners of the United Kingdom or individuals who have been such practitioners and their widows, widowers, children and any persons treated as children of such a practitioner's family in reduced circumstances as the Council shall determine but only where such annuities or financial assistance may be granted without detriment to clause (a) which is to be regarded as the primary object of the charity."

Financial assistance with educational needs for doctors' children covers a very broad spectrum of need. However, unless circumstances are particularly dire, the RMF is more concerned to help and sustain those students who are approaching their critical GCSE or A-level examinations. University students of medical parentage that comply with the RMF's criteria will also be considered.

Current awards support doctors with debt over-load problems, fall-out from divorce or suspension, re-training expenses, educational stability, practical financial support during/after rehabilitation, help with essential domestic bills, part-funding of a much needed holiday, home alterations for the elderly or disabled, nursing home fees etc. etc.

The work of the RMF is straightforward and simple:

"In cases of genuine hardship and distress we aim to change our beneficiaries lives for the better".